Owner Howard Pacific Finance Pty Limited ACN/ARBN 065 304 556

Service Cullen & Co

Filing Date 9 March 2007

Class 36 Services relating to financial, monetary and real estate affairs, including: lending for investment, commerical purposes, real estate and development purposes and other lending services; financing, hire-purchase financing and re-financing services; mortgage services including agency services for lending on mortgage, mortgage with savings services, mortgage investment management services and mortgage brokerage services; financial grant services and first home owners grant services; home ownership schemes through rent-purchase arrangements; banking services including mortgage banking and online banking services; credit card services and debit card services; financial analysis, financial research, financial evaluation, financial management; financial planning, wealth planning, retirement planning, investment planning; debt management; risk analysis services; appraisal services included in this class; insurance services including mortgage insurance; leasing services in this class including financial leasing; credit bureaux services; exchanging money; funds transfer services; deposit of valuables; issue of travellers' cheques; securities brokerage; real estate services; and providing information, consultation services and advisory services regarding financial matters, monetary affairs, real estate, property ownership, credit, loans, finance, mortgages, insurance, and investments