Owner MasterCard International Incorporated

Inventors Reynolds, Charles William; Nardone, Christopher Michael

Agent Freehills

Pub. Number AU-B-2002347822

PCT Number PCT/US02/31967

PCT Pub. Number WO2003/032116

Priority 60/327,457 05.10.01 US

Filing date 7 October 2002

Wipo publication date 22 April 2003

Acceptance publication date 24 July 2008

G07G 1/12 (2006.01) Cash registers - electronically operated

G06F 12/00 (2006.01) Accessing, addressing or allocating within memory systems or architectures

G06F 12/14 (2006.01) Accessing, addressing or allocating within memory systems or architectures - Protection against unauthorised use of memory

G06F 21/20 (2006.01) Security arrangements for protecting computers or computer systems against unauthorised activity

G06F 21/24 (2006.01) Security arrangements for protecting computers or computer systems against unauthorised activity

G06K 19/07 (2006.01) Record carriers for use with machines and with at least a part designed to carry digital markings - with integrated circuit chips

G06Q 10/00 (2006.01) Administration, e.g. office automation or reservations

G06Q 40/00 (2006.01) Finance, e.g. banking, investment or tax processing

G07F 7/08 (2006.01) Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus - by coded identity card or credit card

G07F 7/10 (2006.01) Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus - together with a coded signal